Need an appraisal in Niagara Falls or none County?
The top 7 reasons why ON homeowners hire Appraisals Niagara Real Estate Appraisers Inc.:
Need help deciding the value of your home in or near Niagara Falls, ON?
We at Appraisals Niagara Real Estate Appraisers Inc. understand the individual needs of a consumer looking for appraisal services. Our customary business clients get the appraisal process and the usual reporting formats. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Appraisals Niagara Real Estate Appraisers Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value judgement than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We're seasoned in helping folks just like you dismiss unnecessary PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in an area that's going down. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Appraisals Niagara Real Estate Appraisers Inc. is your strongest weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Appraisals Niagara Real Estate Appraisers Inc. can provide you with a professional appraisal that will help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for verity? Appraisals Niagara Real Estate Appraisers Inc. offers field reviews where we go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.